Since 5 April 2003 employees have become members of the Level 100+ section of the Scheme.

This part of the site is designed to give you the basic facts about Level 100+ - the features, benefits and rules that apply to you and your different circumstances as a member. This is a very valuable part of your overall remuneration package from the Company and you would find it difficult to provide the same level of benefits at the same cost if you decided to arrange your own pension in some other way.

If you are not a member, or if you are thinking about opting out of the Scheme, you should think very carefully first. Are you really making the best decision for yourself and your family both now and in the future? Talk to the Pensions Service Centre first.

We will send you regular newsletters which give an overview of the annual financial health of the Scheme and any changes in rules or benefits. We also report on important changes in legislation and other topical pensions news.