A deferred member is one who has left the Scheme but has opted to keep their pension benefits in the Scheme until they retire.

Your deferred pension will have been worked out according to the rules of your Scheme and based on the date you left the Scheme and the rules applicable at that time. This section of the website provides general information about being a deferred member.

Please make sure you keep us up-to-date with your address. This will enable us to keep in touch with you and to make any pension or other payments in good time.

You should also review / update your Expression of Wish Form if your personal circumstances change. You will find a copy of the form for your Scheme under "Forms" in the relevant  Scheme section of this site for Actives.

Other Scheme specific information, such as your Scheme booklet and AVC information, can also be found in the relevant Scheme section of this site for Actives.