The Scheme lets you pay additional Voluntary Contributions and in return get additional benefits when you retire.

You can find brief details below and you will find more information, including a fund choices booklet and an application form, under "Investing your contributions".


Why might you want to pay more?
Voluntary Contributions are usually of interest to those members who join the Scheme later in their working life, or who are considering the possibility of retiring early.

We would also advise you to consider discussing your retirement finances with an Independent Financial Adviser (IFA). You can find an IFA near you by going to www.unbiased.co.uk.

How much can you pay?
Voluntary Contributions qualify for income tax relief at your highest rate, in the same way as your normal Scheme contributions. Some restrictions apply to high earners.You can pay up to 100% of your gross taxable earnings in each tax year, subject to certain restrictions.

Downloads

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Download all files in a single zip file
100+ Standard Life Investment Choices Guide	173.06KB	16/12/2010	Download
Retirement Account Investment Guide	1.19MB	16/05/2011	Download