If you die after leaving the 2000 Plan entitled to a deferred pension, the following benefits will be paid:

If you are under age 65 when you die
A lump sum benefit equal to 1.5 times the total of your contributions to the 2000 Plan plus Credited Interest. 


If you are aged 65 or over when you die

• A pension for your Spouse or Specified Dependant of 50% of the pension you would have received if you had retired immediately before your death, without giving up pension for a lump sum;

plus

• A lump sum benefit equal to five times the pension that you would have received had you retired on the date of your death;

plus

• The amount of tax free cash lump sum that you would have been entitled to had you retired immediately before your death.